A claimed banking insider says big banks may push regulators to slow down Ripple, framed as a reason to expect lower XRP prices ahead — bad news for buyers chasing the hype now.

• A self-described City of London banker says he saw a 2018 strategy meeting where US banks discussed using regulation to slow Ripple if its tech got too disruptive.
• The idea is that banks lean on government rules to stall new threats while they build their own alternatives or block the threat outright.
• Ripple has been gaining traction and may be heading toward an IPO, which could draw fresh regulatory scrutiny.
• Wild price calls (like a former Goldman analyst predicting $1,000 XRP) are luring people to buy at a risky moment.
• Markets across the board look fragile — housing falling, bonds and crypto getting hit, and a fresh inflation wave compared to the late 1970s.

Outlook: Expect more pullbacks in XRP, with buying interest waiting for prices to drop toward 70–80 cents.