XRP is falling while Bitcoin and Ethereum climb, and big investors are pulling their money out of it specifically — bad for XRP holders, but a chance for buyers waiting on lower prices.

• Weekly institutional buying of XRP crashed 93%, dropping to about $1 million from nearly $15 million a week earlier.
• XRP's ETF holdings shrank while Bitcoin and Ethereum ETFs saw big inflows, making XRP the clear laggard in crypto.
• The biggest XRP whales quietly bought the dip through hidden trades, which is why their buying hasn't pushed the price up.
• The pullback is in XRP alone, not crypto in general — retail hype about XRP hitting $100 isn't matched by real demand.
• Highly leveraged institutions are buying crypto with borrowed money from private equity, credit, and pension funds, a source expected to dry up.

Outlook: As the stock market and that borrowed money dry up, crypto prices are expected to keep falling before any reset.