Taiwan's regulator has cleared Taishin Bank and Shin Kong Bank to merge, creating a much bigger bank — neutral for customers, positive for the combined group's scale.

• The Financial Supervisory Commission approved the deal, with Taishin Bank surviving and Shin Kong Bank disappearing as a brand.
• The merger takes effect at the start of 2027, after the two parent holding companies already combined into Taishin Shin Kong Financial Holding.
• The combined bank will hold about NT$4.7 trillion in assets and 204 branches across Taiwan, up from roughly 100 each.
• Shin Kong customers keep all their accounts and contracts automatically — no forms, no reapplication.
• Both banks warn that scammers may pose as staff during the transition; neither will ask for account numbers or passwords.

Outlook: Expect branch consolidation and system integration work through 2026 ahead of the January 2027 merger date.