Hawaii is staring at a $1 billion disaster bill after a brutal year of storms, and it is bad news for the state budget and taxpayers.

• Four major disasters in six months caused $686 million in damage and recovery costs.
• The Kona lows did the worst of it, with two hurricanes and a Big Island earthquake adding the rest.
• The remaining hundreds of millions go to planning and construction the state has long needed but now treats as urgent.
• Plans include deepening a second cargo port on Kauai or in Hilo as a backup to Honolulu Harbor, plus airport generators.
• Governor Green says hundreds of millions will come out of the state's $1.7 billion rainy day fund, with bonds and federal help covering the rest.

Outlook: Disaster recovery and resilience will dominate the next state budget, and how much Washington chips in is still unknown.