Hawaii has settled a lawsuit against a big auto lender, which is good news for local drivers stuck with loans they could never afford.

• Credit Acceptance Corporation was accused of handing out car loans it knew borrowers couldn't pay back.
• Eligible Hawaii borrowers would split roughly $830,000 in forgiven debt plus $150,000 in cash.
• The deal still needs a judge's approval before any money or debt relief moves.
• Credit Acceptance will reach out to affected borrowers directly, so no one has to apply.

Outlook: If the court signs off, affected drivers should start hearing from the lender about payouts and canceled balances.