Oil is climbing and everyday costs are rising, which is bad news for working Americans already juggling extra jobs to cover gas and bills.

• Oil jumped after Trump rejected an Iranian offer to reopen the Strait of Hormuz, and markets slipped.
• Gas near $5 a gallon is pushing people to take second jobs just to fill up.
• Amazon is adding delivery shifts starting around 2:30 a.m., a sign people will work almost any hours for cash.
• Military recruiting is picking up older enlistees as decent civilian work dries up.
• The AI boom is running on borrowed money, and rising bond yields are squeezing the companies behind it.

Outlook: High gas prices and debt-funded AI spending will keep pressure on households and markets into the midterms.